FAQ’s

1. What is The Reenactors Group?

The Reenactors Group is an historical reenactment organization dedicated to safety and historical professionalism. We are committed to preservation of our nation’s past and sharing this passion with others. ANY REENACTOR DEPICTING AN HISTORICAL TIME PERIOD MAY JOIN OUR GROUP.  The cost for an annual membership, which includes comprehensive reenactment insurance,$2 million per occurence and $5 million aggregate, is just $35.   All members are covered by The Reenactors Group’s comprehensive reenactor insurance, which includes BOTH liability and EXCESS MEDICAL INSURANCE for EACH member.

 

 

2. Why do I need to join The Reenactors Group to get my insurance?
The Reenactors Group is an organization for ANY REENACTOR interested in having access to affordable reenactor insurance. Currently, our members include WWII, WWI, Civil War, Revolutionary War and Renaissance reenactors and players.

The Reenactors Group’s group buying power provides us with the opportunity to have low insurance rates while offering the individual reenactor comprehensive coverage. We provide BOTH liability and excess medical coverage to you.  This is a truly unique offering NO OTHER REENACTOR INSURANCE AVAILABLE COVERS YOU PERSONALLY!!!  Our insurance is not accessible to an individual, rather it is only available through our affiliation with Shoff Darby Insurance. However, by simply joining our group and following the  Safety Rule Standards you can benefit from the freedom, coverage, and savings our group provides.

The Reenactors Group makes the insurance process simple.  You just need to complete one short form to be completely covered.

 

 

3. I am already in a group. How is this impacted by joining The Reenactors Group?
You are still a part of any other group in which you are currently a member. The Reenactors Group does co-host events, but it is also a reenactment organization dedicated to safety and historical professionalism that provides comprehensive insurance coverage to its members, which includes BOTH personal injury and liability insurance coverage. Since The Reenactors Group’s insurance coverage is so comprehensive it enables you to reenact with any group in which you are a member, but you can also reenact in a friend’s group, or alone at a school or organization. Membership in The Reenctors Group enables you the flexibility and freedom to enjoy any other group or opportunity available to you while reenacting.

 

 

4. What is included in the insurance coverage?
The Reenactors Group offers you complete insurance coverage. Whether you are performing with your group at your event or another organization’s event, you are covered. You are even covered if you decide to reenact with a friend’s group for the day or at a school since our coverage goes where you go.  Plus, the coverage includes BOTH personal injury and liability insurance, so you can reenact with confidence.

When at events hosted by other organizations, our liability insurance  covers you. This is an item we are very proud of and a great offering of liability insurance for reenactors who do school programs as a business, and above all individual reenactment units. Your membership provides you with $2 million coverage per occurrence and a general aggregate of $5 million dollars.  In addition, this policy includes $2 million for products-completed operations aggregate, $2 million personal and advertising injury, $2 million legal liability to participants, $300,000 damage to premises rented to you, $5,000 for medical expense (other than members/participants), and $5,000 for excess medical payments for participants ($100 per claim deductible applies).

Lastly, WE OFFER THE ONLY INSURANCE THAT COVERS YOU PERSONALLY IN THE EVENT OF AN INJURY.  Our reenacting members are each covered with an excess medical policy at the event for the following:

$5,000 simple injuries, accident medical expense benefit
$15,000 for loss of life
$50,000 for loss of two or more hands or feet, loss of sight in both eyes, loss of speech and hearing
$50,000 for quadriplegia, paraplegia, hemiplegia
$25,000 for loss of one hand or foot, loss of sight in one eye, loss of speech, or loss of hearing in both ears
$12,500 for loss of thumb and index finger of the same hand
$500,000 Aggregate Limit

This can also be the cost of an ambulance ride and the resulting treatment. It acts as a first line of health insurance if you have no health insurance, or as a secondary insurance that picks up your main insurance’s deductible amount.

 

 

5. What will I receive as confirmation of membership and insurance coverage?
You will be emailed a certificate of insurance directly from the insurance company that can be used as proof of coverage at events for as long as you remain a member of The Reenactors Group.  You can also get additionally insured certificates at no additional charge for events you are attending on our website in the Member Services section.

 

 

6. What is ineligable?
As long as your performance is related to a historical reenactment or time period that occurred some time on the planet Earth, and you follow safety standards, then you are eligible for coverage under The Reenactors Group’s insurance policy.

 

 

7. Are there any hidden fees or additional charges?
No. The annual fee of $35 is all it costs for complete insurance coverage.

 

 

8. Who can I contact with specific insurance questions?
Please feel free to send us your questions, and we will get you an answer. If the question is better suited for one of our insurance agents, then we will have them respond to you directly. We always want to ensure you get the most accurate information possible.

 

 

9. How do I cancel my membership?
In order to provide continuity of service and insurance coverage, your membership will automatically renew annually based on the payment information you provide.  If you would like to cancel your membership and discontinue your insurance, then simply contact us via email at least 30 days prior to your annual date of renewal. Upon receipt of your email, you should hear from us within 5 business days confirming your cancellation. You can join again at any time to reinstate your complete coverage while reenacting at events.

 

 

10. Do you have more questions?

Then please send us an email at contact@TheReenactors.com we love to talk history and answer your questions.  Looking forward to hearing from you!

 

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